Secured Homeowner Loans

Problems being accepted for a secured loan ?
Even if you've been refused elsewhere, we can help.
Why Take a Secured Loan.
  • You may have been turned down for an unsecured loan.
  • You need to borrow a large amount, typically unsecured lenders will not lend more than £15,000.
  • You want to repay your loan over a longer term.

What we can offer

  • Clean applicants (no mortgage arrears or CCJ's)
    Up to 125% of the property value.
  • Unlimited defaults, 1 CCJ, 1 Mortgage arrear
    Up to 90% of property value.
  • Unlimited Adverse credit
    Up to 75% of property value
  • Many more terms available upon request.

How long will it take ?
We can usually pay out on secured loans within 4 weeks following receipt of fully completed application. Each application is processed individually.

Your Name
Phone No.
2nd Phone No.
When To Phone ?
Loan Required(£)
Current Debts?
House No.
Postcode
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Secured Loan Example:

Typical example: Customer has 1 CCJ of £1,000 and 4 defaults totalling £3,500. Customer wants to borrow £10,000. A brokers of £500 and application fee of £250 is added to the loan. Total borrowing is £11,000 to be repaid over 10 yrs. Variable rate of 12.30% (fixed margin of 7.5% over LIBOR, currently 4.80%) Monthly payment £156.10, total repayable £18,732 Current initial interest rates, range from 8.90% to 17.7%. The average overall cost for comparison is 15.10% APR variable.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Early repayment charges may apply and will vary depending on the loan you choose.

Example based on secured loan completions between 01/03/06-26/06/06


Loans are subject to status and available to UK residents aged 18 and over.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Call us FREE on 0800 043 2444 for Confidential Advice

Our office is open on Thursdays until 9pm
(not out-of-hours call centre)